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I plead that you carefully consider my proposal and I deeply appreciate any effort you can make to help me in this regard.If you wish to further discuss this settlement offer, you can contact me at (your daytime phone number with area code).
Sincerely, (Credit Card Holder's Name) (Address) (Phone number) (Account number) Don’t talk with the average customer service representative.
(Date) (Credit Card Company's Name) (Address) (Phone number) RE: Hardship Letter I am writing this letter to inform you of my present financial difficulty and ask for a settlement of sixty to seventy percent of my balance.
Due to a considerable drop in my income in the past (2, 3 months) and the high interest charged, I can no longer (keep up with my credit card payments in the amount of ($) per month, pay the minimum due,…) Enclosed please find my financial documents and statements proving my hardship at the moment.
Keep in mind that this sample letter is only a guide in order to start the negotiation.
Your personal information and the specifics of your situation must be added, changed or deleted.Credit Card fraud, identity theft, and passing bad checks are similar financial fraud charges in Ohio.